JP Morgan Chase is now actively hiring Credit Risk Analyst through off campus placement for Bangalore. Candidates from B.Tech/BE 2022 batch are now eligible for the post. All Details are given below:

JP Morgan Chase Recruitment 2022 – Off Campus Drive

J.P. Morgan is a famous leader in financial services, offering solutions to clients in more than 110 countries with one of the most comprehensive global product platforms available. They have been helping their clients to do business and manage their wealth for more than 200 years. Their business has been built upon our core principle of putting our clients’ interests first. JP Morgan Chase & Co. is a leading financial services firm with assets of more than $2 trillion and operations in more than 60 countries globally. The firm is a leader in investment banking, financial services for consumers, and commercial banking, financial transaction processing, asset management, and private equity.

JP Morgan Chase Recruitment 2022 – Job Description

• As a Wealth Management (WM) you will provide advice, strategies and solutions for all aspects of the financial, and wealth transfer services to high net worth and ultra-high net worth clients.
• WM advises clients on the lending side of investment, and coordinates with Asset Management (investment management side of the business).
• WM is dedicated for delivering an outstanding client experience by providing excellent advice and individual solutions.
• Credit Risk assesses, and manages all credit and counterparty risks within an industry, client, geographic and transaction basis.
• Credit exposure arises through underwriting, and trading activities with clients and counterparties (with mostly high net worth and ultra-high net worth individuals), as well as from a range of operating services such as cash delivery, management and clearing activities.
• Engage in regular dialogue with the Front Office to obtain necessary information critical to making a loan decision. Work on Negotiate loan structure and terms when necessary, and will provide alternative solutions when appropriate data.
• Ensure and Escalate credit issues to Credit Executive and provide solutions and next steps for resolution.
• Responsibility for different portfolio management and appropriate escalation for their respective markets to ensure credit risk is maintained Properly .
• Closely Work with Risk Support partners to ensure a seamless and timely delivery of credit to the client accounts , while maintaining a strict regulatory and control environment.
• Assist and assign on Special projects will be assigned as appropriate.

JP Morgan Chase Recruitment 2022 – Roles and Responsibilities

• Check and Evaluate WM consumer and business purpose credit requests utilizing good applicable Credit Risk Policies and Guidelines.
• Analyze individual and entity financial statements, public information sources, individual credit data, and other relevant information to calculate cash flow and balance sheet ratios monthly. Utilize these ratios and evaluate other qualitative factors to determine a client’s risk of default.
• Complete an analysis of the collateral and/or loan events of default to determine the potential loss in a default situation.
• Check Identify and clearly articulate risks and mitigating factors that may impact the client’s ability to repay the loan. Recommend a course of action with clear and concise rationale.
• Understand or clearly articulate geo-political risks and work on jurisdictional issues that impact our domestic and cross-border clients.

JP Morgan Chase Recruitment 2022 – Eligibility Criteria

• The candidate should have strong analytical skills and problem solving capabilities, must be an excellent communicator, and organized. Individuals must be able to work in a high productive and flexible environment while meeting or exceeding agreed upon targets for volume, timing. Must have a strong commitment to customer service and teamwork to contribute with high-performing teams through development of self and others.
• Must be Post Graduate degree required; such as Finance, Accounting, Economics, Business Management
• Have 0-2 years of relevant experience.
• Must Possess strong computer skills including Microsoft Excel Microsoft Word and Ms PowerPoint.
• Carry in-depth Knowledge of JPMC software applications and a broad knowledge of bank credit products and services is desirable.
• Must have Ability to work with individuals at all levels in the organization and contribute to the strategic direction of the firm and the team.
• Must have Strong analytical and organizational skills.

Documents required:

• You should carry two copies of the Latest Resume.
• An Aadhar Card (original and photocopy) with three passport size photographs are must.
• You need to carry any two Government Certified ID Proof like Adhar card the PAN, Voter ID, Passport.
• Candidates should have all the necessary educational years certificates along with the xerox copies.

Links to apply for the online JP Morgan Chase Recruitment 2022